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NATIONAL DEBT & YOUR RETIREMENT FUTURE

Real-Time U.S. Debt Clock and
What It Means for Your Wealth

As the U.S. national debt climbs, its ripple effects can shape everything from market performance to Social Security and tax policy. The live debt clock below offers a real-time snapshot of our country’s fiscal landscape—an essential tool for anyone planning their financial future.

At Matthew James Tax & Wealth Management, we don’t just watch the numbers—we build personalized strategies to help retirees and high earners navigate them. Whether it’s protecting your assets from inflation, preparing for tax changes, or preserving income in uncertain times, we’re here to help you retire smarter.

As the U.S. national debt climbs, its ripple effects can shape everything from market performance to Social Security and tax policy. The live debt clock below offers a real-time snapshot of our country’s fiscal landscape—an essential tool for anyone planning their financial future.

At Matthew James Tax & Wealth Management, we don’t just watch the numbers — we build personalized strategies to help retirees and high earners navigate them. Whether it’s protecting your assets from inflation, preparing for tax changes, or preserving income in uncertain times, we’re here to help you retire smarter.

Why the National Debt
Matters for Retirees

As debt rises, so can inflation, interest rates, and taxation. That’s why we keep a close eye on federal fiscal trends—and help our clients create flexible retirement plans that can withstand economic shifts.

Trump and DOGE Slash Taxes and Waste,
Easing Retirees' Financial Burden

President Trump and the Department of Government Efficiency [DOGE] are taking bold steps to reduce taxes and eliminate government waste, offering potential relief for retirees concerned about their tax burden. Through executive orders signed in early 2025, Trump has directed DOGE to identify and cut billions in wasteful spending, such as corrupt contracts and bloated grants, while streamlining federal operations. Additionally, Trump’s tax reform proposals, including the “One Big Beautiful Bill,” aim to eliminate taxes on Social Security benefits, tips, and overtime pay, directly benefiting seniors on fixed incomes. By reducing bureaucratic inefficiencies and prioritizing taxpayer dollars, these efforts could ease financial pressures on retirees, allowing them to keep more of their hard-earned money. However, critics warn that such tax cuts, potentially costing trillions over a decade, might strain federal programs like Social Security in the long term, which could indirectly impact retirees.
BEGIN MY JOURNEY

PLAN TODAY, RELAX TOMORROW.

BEGIN MY JOURNEY