TAX
STRATEGY
Cut the IRS Out of Your Retirement Equation
Retirement should be a time to enjoy life—not worry about tax season. At MATTHEW JAMES Tax & Wealth Management, we help retirees and pre-retirees in Lafayette and across Acadiana build powerful, personalized tax strategies that shield their savings and reduce unnecessary tax burdens. With the right plan in place, you can protect your retirement income, preserve your legacy, and keep more of what you’ve earned—year after year.
DREAM IT. PLAN IT. DO IT.
DREAM IT. PLAN IT. DO IT.
KEEP MORE OF WHAT YOU'VE EARNED
We don’t just “file and forget.” Our tax strategy planning is proactive, aggressive [yet legal], and engineered to slash your tax burden in retirement.
WHAT WE OFFER
🟨 Tax-efficient income streams
🟨 Business and 1099 planning
🟨 Real estate capital gains mitigation
🟨 Trust and entity structure analysis
🟨 Strategic withdrawal planning
SMART TAX MOVES FOR A SMOOTHER RETIREMENT
Our goal? To turn today’s tax challenges into long-term financial confidence. Whether you’re living off Social Security, pensions, or investment income, we’ll guide you on how to draw income in the most tax-efficient way possible—so your finances lasts longer.
LIFETIME TAX MAPPING
We map your taxes across 5, 10, and 20-year timelines to minimize what you owe over a lifetime—not just this year.
RETIRE SMARTER, NOT JUST SOONER
You spent a lifetime building your nest egg—don’t let taxes take more than their fair share. With smart, compliant tax strategies, we help retirees lower their tax burden and stretch their income further. From Roth conversions and Social Security timing to withdrawal sequencing and charitable giving, we make every move count.
PERSONALIZED TAX PLANNING FOR RETIREES
No two retirements look the same—so why use a one-size-fits-all tax approach? We create personalized strategies based on your income sources, savings mix, and long-term goals. Whether you’re managing RMDs, transitioning out of work, or planning your legacy, we’ll help you stay ahead of the tax curve.
BUILT ON STRATEGY, BACKED BY THE IRS
Every recommendation we make is grounded in IRS-approved strategies and decades of experience. Our job is to help you avoid costly surprises and make sure your retirement income goes where it belongs—into your life, not the IRS’s pocket.
TAX STRATEGY FAQs
How can I reduce my tax liability in retirement?
What are tax-efficient investment strategies?
Do you offer tax planning for self-employed individuals?
What is the benefit of Roth IRA conversions?
WHERE YOU ARE ALONG YOUR RETIREMENT JOURNEY:
While You're Building Wealth
Smart tax planning starts early. By maximizing deductions and utilizing tax-advantaged accounts, you can keep more of your income and position yourself for long-term success.
As You Approach Retirement
Pre-retirement is a critical time for tax strategy. Converting to a Roth IRA, managing capital gains, and optimizing contributions can dramatically reduce your tax liability in the future.
After You
Have Retired
Once retired, strategic withdrawals and tax-efficient income streams become essential. Our tax strategies help you avoid unnecessary taxes while preserving more of your retirement savings.
OUR SOLUTIONS FOR YOUR RETIREMENT GOALS
OUR SOLUTIONS FOR YOUR RETIREMENT GOALS
STILL HAVE QUESTIONS?
TAX & WEALTH MANAGEMENT.
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