TAX
STRATEGY
Cut the IRS Out of Your Retirement Equation
Retirement should be a time to enjoy life—not worry about tax season. At MATTHEW JAMES Tax & Wealth Management, we help retirees and pre-retirees in Lafayette and across Acadiana build powerful, personalized tax strategies that shield their savings and reduce unnecessary tax burdens. With the right plan in place, you can protect your retirement income, preserve your legacy, and keep more of what you’ve earned—year after year.
DREAM IT. PLAN IT. DO IT.
DREAM IT. PLAN IT. DO IT.
KEEP MORE OF WHAT YOU'VE EARNED
We don’t just “file and forget.” Our tax strategy planning is proactive, aggressive [yet legal], and engineered to slash your tax burden in retirement.
WHAT WE OFFER
🟨 Tax-efficient income streams
🟨 Business and 1099 planning
🟨 Real estate capital gains mitigation
🟨 Trust and entity structure analysis
🟨 Strategic withdrawal planning
SMART TAX MOVES FOR A SMOOTHER RETIREMENT
Our goal? To turn today’s tax challenges into long-term financial confidence. Whether you’re living off Social Security, pensions, or investment income, we’ll guide you on how to draw income in the most tax-efficient way possible—so your finances lasts longer.
LIFETIME TAX MAPPING
We map your taxes across 5, 10, and 20-year timelines to minimize what you owe over a lifetime—not just this year.
RETIRE SMARTER, NOT JUST SOONER
You spent a lifetime building your nest egg—don’t let taxes take more than their fair share. With smart, compliant tax strategies, we help retirees lower their tax burden and stretch their income further. From Roth conversions and Social Security timing to withdrawal sequencing and charitable giving, we make every move count.
PERSONALIZED TAX PLANNING FOR RETIREES
No two retirements look the same—so why use a one-size-fits-all tax approach? We create personalized strategies based on your income sources, savings mix, and long-term goals. Whether you’re managing RMDs, transitioning out of work, or planning your legacy, we’ll help you stay ahead of the tax curve.
BUILT ON STRATEGY, BACKED BY THE IRS
Every recommendation we make is grounded in IRS-approved strategies and decades of experience. Our job is to help you avoid costly surprises and make sure your retirement income goes where it belongs—into your life, not the IRS’s pocket.
TAX STRATEGY FAQs
How can I reduce my tax liability in retirement?
What are tax-efficient investment strategies?
Do you offer tax planning for self-employed individuals?
What is the benefit of Roth IRA conversions?
WHERE YOU ARE ALONG YOUR RETIREMENT JOURNEY:
Still Working and Seeking Expert Investment Guidance?
If you're still in the workforce and looking for personalized investment strategies, expert guidance can help you maximize your wealth. Tailored investment strategies focused on retirement goals can help you build a secure financial future. Plan now to enhance your financial potential.
Nearing Retirement and Ready to Plan Your Next Life Stage?
As retirement approaches, it’s time to make strategic decisions for your financial security. A well-crafted retirement plan helps to ensure a smooth transition, focusing on goals such as tax optimization and wealth preservation, as you enter this new chapter of life.
In Retirement and Looking to Optimize Your Income?
Once you're retired, it’s essential to have a plan that helps you optimize income and ensure your wealth continues to work for you. Tailored strategies can help maximize your retirement income while minimizing taxes, giving you the peace of mind to enjoy your golden years.
OUR SOLUTIONS FOR YOUR RETIREMENT GOALS
OUR SOLUTIONS FOR YOUR RETIREMENT GOALS
STILL HAVE QUESTIONS?
TAX & WEALTH MANAGEMENT.
ALL RIGHTS RESERVED.
