When most people think of retirement destinations, they picture Florida, Arizona, or maybe the Carolinas. But for savvy retirees who want a balance of culture, climate, and tax advantages, Louisiana is an underrated gem.

Here are five Louisiana-specific perks that can help you enjoy more of your retirement savings.

1. Social Security Isn’t Taxed Louisiana is one of the states that exempts Social Security income from state taxation. That’s great news for retirees who rely heavily on those benefits.

2. Retirement Income Exemptions Louisiana provides full exemptions for certain types of retirement income—including military retirement, some public pensions, and up to $6,000 of annual income from private retirement plans like IRAs or annuities.

3. Generous Homestead Exemption Louisiana residents can exempt up to $75,000 of the value of their home from local property taxes. For retirees on a fixed income, that can translate to substantial savings year over year.

4. No State Estate or Inheritance Tax Unlike some states, Louisiana has no estate or inheritance tax. That means more of your legacy goes to your heirs and less to the government.

5. Local Expertise = Bigger Wins While the tax perks are real, maximizing them requires proactive planning. That’s where we come in—designing state- and federal-level strategies that help high-net-worth retirees keep more of what they’ve earned.

Final Word: If you’re already enjoying retirement in Louisiana—or thinking about it—don’t miss out on these tax opportunities. Let’s make sure your income plan is as rich as your surroundings.