RETIREMENT
PLANNING
Strategic Guidance for Every Season of Life
Just as a well-planned trip creates lasting memories, thoughtful retirement financial planning secures a fulfilling future. At Matthew James Tax & Wealth Management in Lafayette, Louisiana, we guide retirees and pre-retirees across Acadiana with expert strategies and personalized solutions to build a rock-solid financial foundation.
DREAM IT. PLAN IT. DO IT.
DREAM IT. PLAN IT. DO IT.
RETIRE WITH CONFIDENCE, NOT GUESSWORK
Retirement shouldn’t feel like a question mark. Our tailored retirement planning strategies give you a clear, customized blueprint—from your peak earning years to your legacy phase.
WHAT WE DO
🟨 Comprehensive income planning
🟨 Social Security optimization
🟨 Inflation-adjusted withdrawal strategies
🟨 Roth conversion analysis
🟨 Longevity risk protection
WHY IT MATTERS
Running out of money isn’t an option. We help you map out your future so every dollar has a purpose, and every year has a plan.
HOW WE PERSONALIZE
From early retirement dreams to phased exits and encore careers, we model various life scenarios to show how long your money lasts—and what to adjust if it doesn’t.
CRAFTING YOUR FINANCIAL FUTURE
Retirement is not the end—it’s the beginning of the lifestyle you’ve worked so hard to achieve. At Matthew James, we build custom retirement strategies that maximize your income, minimize your tax burden, and protect your legacy. From pension optimization to Social Security timing and income withdrawal plans, we help you transition confidently into your post-career chapter.
MAXIMIZE INCOME, MINIMIZE WORRY
Using advanced forecasting tools and real-time data, we develop personalized retirement income maps so you always know what to expect. Our team ensures your assets work smarter, not harder—using a blend of growth, stability, and liquidity.
PROTECT YOUR LIFESTYLE FOR DECADES
We plan with longevity in mind. Whether you’re retiring early or phasing out gradually, we account for inflation, market shifts, healthcare, and lifestyle upgrades to help your money last a lifetime.
Enjoy the retirement you’ve earned—filled with sunshine, peace, and time with your best friend. Try our Retirement Income & Savings Calculator to plan smarter for your future.
RETIREMENT PLANNING FAQs
How much do I need to save for retirement?
When should I start planning for retirement?
🟨 The sooner you start planning for retirement, the better. Ideally, you should start as early as possible, even in your 20s, to take full advantage of compound interest. However, it’s never too late to start. Our team works with individuals at all stages of their retirement journey, from early planning to fine-tuning existing plans.
How do I choose the right retirement plan?
What are the best retirement income strategies?
🟨 The best retirement income strategies involve a combination of tax-efficient withdrawals, investment diversification, and safe income-generating assets. Our team helps you balance asset growth with secure income options such as dividends, annuities, or bond ladders, ensuring you have consistent income throughout retirement.
Where You Are In Your Retirement Journey
Building Wealth While You’re Still Working
Personalized investment guidance aligned with long-term retirement goals designed to grow wealth with purpose and discipline.
Preparing for the Transition to Retirement
Strategic planning focused on income clarity, tax efficiency, wealth preservation as you approach your next chapter.
Optimizing Income in Retirement
Coordinated income, tax, and health strategies designed to help your wealth work efficiently throughout retirement.
OUR SOLUTIONS FOR YOUR RETIREMENT GOALS
OUR SOLUTIONS FOR YOUR RETIREMENT GOALS