RETIREMENT
PLANNING
Strategic Guidance for Every Season of Life
Just as a well-planned trip creates lasting memories, thoughtful retirement planning secures a fulfilling future. At MATTHEW JAMES Tax & Wealth Management in Lafayette, Louisiana, we guide retirees and pre-retirees across Acadiana with expert strategies and personalized solutions to build a rock-solid financial foundation.
DREAM IT. PLAN IT. DO IT.
DREAM IT. PLAN IT. DO IT.
RETIRE WITH CONFIDENCE, NOT GUESSWORK
Retirement shouldn’t feel like a question mark. Our tailored retirement planning strategies give you a clear, customized blueprint—from your peak earning years to your legacy phase.
WHAT WE DO
🟨 Comprehensive income planning
🟨 Social Security optimization
🟨 Inflation-adjusted withdrawal strategies
🟨 Roth conversion analysis
🟨 Longevity risk protection
WHY IT MATTERS
Running out of money isn’t an option. We help you map out your future so every dollar has a purpose, and every year has a plan.
HOW WE PERSONALIZE
From early retirement dreams to phased exits and encore careers, we model various life scenarios to show how long your money lasts—and what to adjust if it doesn’t.
CRAFTING YOUR FINANCIAL FUTURE
Retirement is not the end—it’s the beginning of the lifestyle you’ve worked so hard to achieve. At Matthew James, we build custom retirement strategies that maximize your income, minimize your tax burden, and protect your legacy. From pension optimization to Social Security timing and income withdrawal plans, we help you transition confidently into your post-career chapter.
MAXIMIZE INCOME, MINIMIZE WORRY
Using advanced forecasting tools and real-time data, we develop personalized retirement income maps so you always know what to expect. Our team ensures your assets work smarter, not harder—using a blend of growth, stability, and liquidity.
PROTECT YOUR LIFESTYLE FOR DECADES
We plan with longevity in mind. Whether you’re retiring early or phasing out gradually, we account for inflation, market shifts, healthcare, and lifestyle upgrades to help your money last a lifetime.
RETIREMENT PLANNING FAQs
How much do I need to save for retirement?
When should I start planning for retirement?
🟨 The sooner you start planning for retirement, the better. Ideally, you should start as early as possible, even in your 20s, to take full advantage of compound interest. However, it’s never too late to start. Our team works with individuals at all stages of their retirement journey, from early planning to fine-tuning existing plans.
How do I choose the right retirement plan?
What are the best retirement income strategies?
🟨 The best retirement income strategies involve a combination of tax-efficient withdrawals, investment diversification, and safe income-generating assets. Our team helps you balance asset growth with secure income options such as dividends, annuities, or bond ladders, ensuring you have consistent income throughout retirement.
WHERE YOU ARE ALONG YOUR RETIREMENT JOURNEY:
Still Working and Seeking Expert Investment Guidance?
If you're still in the workforce and looking for personalized investment strategies, expert guidance can help you maximize your wealth. Tailored investment strategies focused on retirement goals can help you build a secure financial future. Plan now to enhance your financial potential.
Nearing Retirement and Ready to Plan Your Next Life Stage?
As retirement approaches, it’s time to make strategic decisions for your financial security. A well-crafted retirement plan helps to ensure a smooth transition, focusing on goals such as tax optimization and wealth preservation, as you enter this new chapter of life.
In Retirement and Looking to Optimize Your Income?
Once you're retired, it’s essential to have a plan that helps you optimize income and ensure your wealth continues to work for you. Tailored strategies can help maximize your retirement income while minimizing taxes, giving you the peace of mind to enjoy your golden years.
OUR SOLUTIONS FOR YOUR RETIREMENT GOALS
OUR SOLUTIONS FOR YOUR RETIREMENT GOALS
