LONG-TERM
HEALTHCARE
Plan Today for Tomorrow's Unknowns
Planning for long-term healthcare is like walking your dog—it’s a routine that pays off over time. Just like regular walks keep your pup healthy, a well-structured long-term care plan keeps your finances and well-being on track. At MATTHEW JAMES Tax & Wealth Management, we specialize in helping retirees and high earners in Louisiana prepare for the rising costs of healthcare. Our personalized long-term care strategies are designed to protect your assets, preserve your independence, and give you peace of mind—so you can keep enjoying life (and those walks) well into retirement.
DREAM IT. PLAN IT. DO IT.
AVOID THE RETIREMENT WILDCARD
Healthcare is one of the biggest threats to your retirement. We create long-term care strategies that protect your assets while securing your care.
OUR SOLUTIONS INCLUDE
🟨 Hybrid long-term care insurance
🟨 Medicaid protection plans
🟨 Asset-based care strategies
🟨 Care planning for couples and families
🟨 Longevity risk protection
INFLATION-PROOF COVERAGE
We factor in rising care costs to ensure you won’t outgrow your coverage.
FAMILY IMPACT PLANNING
We help minimize the burden on your children by creating smart, flexible care strategies.
PLANNING FOR HEALTH WITHOUT LOSING WEALTH
Healthcare costs in retirement can quickly erode even the most solid plans. We mitigate this risk with smart, scalable coverage options and savings vehicles that grow with time.
CUSTOM LTHC COVERAGE STRATEGIES
We evaluate long-term care policies, hybrid insurance plans, and HSAs that align with your health outlook, family history, and lifestyle.
HEALTHCARE WITHOUT FINANCIAL HARDSHIP
We help you preserve access to the best care, while safeguarding your retirement income and estate.
LONG-TERM HEALTHCARE FAQs
How do I plan for long-term healthcare costs in retirement?
🟨 Planning for long-term healthcare requires a combination of saving, insurance, and proactive planning. We help you evaluate long-term care insurance options, create healthcare savings plans, and determine the best strategies to ensure you’re covered when healthcare costs rise.
What insurance options are best for covering healthcare in retirement?
What are the risks of not planning for healthcare in retirement?
🟨 Without proper planning, healthcare costs can quickly erode your savings, leaving you financially vulnerable in your later years. We work with you to create a strategy that ensures your healthcare needs are met without sacrificing your retirement goals.
Do you provide guidance on Medicare and Medicaid?
WHERE YOU ARE ALONG YOUR RETIREMENT JOURNEY:
While You're Building Wealth
Planning ahead for long-term healthcare can protect your finances from unexpected costs. Integrating coverage and care planning into your strategy gives you peace of mind early on.
As You Approach Retirement
As you near retirement, it's time to evaluate healthcare costs and coverage. Long-term care insurance and medical expense strategies become key parts of a smart retirement plan.
After You
Have Retired
In retirement, healthcare expenses can rise. Having a proactive long-term care plan ensures you're financially prepared for medical needs—without derailing your lifestyle or legacy.
OUR SOLUTIONS FOR YOUR RETIREMENT GOALS
OUR SOLUTIONS FOR YOUR RETIREMENT GOALS
