Value of Seeking Second Opinion
Picture this: you’re sipping on your favorite coffee, and your financial advisor presents you with a brilliant investment plan. Your gut says it’s a great idea, but wait, before you jump on board, have you considered getting a second opinion? Not only can a second opinion save you from financial disasters, but it can also […]
The Hidden Realities of DIY Retirement Planning
In a world brimming with financial advice and opportunities, the allure of managing one’s own retirement can be appealing. However, financial strategist John Blanchard, reveals the hidden truths behind the concept of do-it-yourself (DIY) retirement planning. Contrary to popular belief, playing the market like a game or attempting to time it isn’t necessarily the key […]
Unveiling the Unique Approach of Matthew James Tax & Wealth Management
In the realm of financial planning, finding a unique and effective approach can often be challenging. However, Matthew James Tax & Wealth Management stands out from the crowd with its distinctive approach that combines education, tax optimization, risk assessment, and comprehensive retirement planning. In a recent podcast interview, John Blanchard, Louisiana’s Retirement Strategist™ of Matthew […]
Retirement Planning: The Anti-Bucket List Approach
When we think about retirement, we often envision the fulfilling moments and experiences we hope to achieve before we kick the bucket. But have you ever considered an “anti-bucket list”? This concept revolves around the things we aim to avoid or never repeat in our retirement years. These are the experiences that can derail our […]
Understanding & Calculating the Retirement Income Gap
What is the Retirement Income Gap? The retirement income gap refers to the difference between the amount of money you will need to sustain your desired lifestyle in retirement and the income you expect to receive from guaranteed sources like Social Security and pensions. To determine the retirement income gap, you must first establish your […]
Key Elements of Successful Retirement Planning
Retirement planning is a significant phase in life that requires careful consideration and strategy. Let’s explore essential insights from a recent Retirement Roux™ podcast featuring Louisiana’s Retirement Strategist™, John Blanchard. He discusses critical factors, such as fees in small company 401Ks, the importance of investment flexibility, and finding fulfillment in retirement. Let’s delve into the […]
5 Ways Long-Term Healthcare Keeps You Physically and Mentally Healthy in Retirement
Retirees, especially those who have reached their senior years, should prioritize their health if they want to enjoy a fulfilling and healthy retirement. It’s essential to note that investing in long-term healthcare is crucial and offers several benefits for retirees. In this article, we will discuss five of the most significant benefits a retiree can […]
IRA RMD Rules Delayed by IRS
The Internal Revenue Service [IRS] has recently made an important announcement that is likely to impact many retirees. Namely, new and updated rules for inherited Individual Retirement Accounts [IRAs] are in the works. And this may have a considerable effect on retirees and beneficiaries. Fortunately, this delay in the finalization of Required Minimum Distribution [RMD] […]