Estate planning isn’t just about documents. It’s about decisions, values, and conversations.

Many retirees want to leave a meaningful legacy—but aren’t sure how to talk about money with family. Others avoid the topic altogether, fearing resentment or discomfort.

But here’s the truth: legacy planning done right is one of the most empowering parts of retirement.

Start with a Living Estate Plan

Beyond a will, you need:

• Durable power of attorney

• Healthcare directive

• Trusts (for tax and probate efficiency)

These aren’t just legal tools—they’re control tools, giving your family guidance when it matters most.

Have the Hard Conversations

Schedule a family wealth meeting to clarify your wishes, explain your values, and introduce your financial team. This prevents confusion, conflict, and stress later on.

Teach, Don’t Just Transfer

Consider using lifetime gifting, donor-advised funds, or family investment accounts to teach stewardship now—not just pass down wealth later.

Consider Philanthropic Goals

Your legacy doesn’t have to stop with your family. Consider incorporating charities, foundations, or impact investing into your plan.

Ready to build a plan that honors your values, not just your valuables? Let’s make your legacy intentional.