The Big Beautiful Bill Is Now Law — Here’s What It Means for Your Retirement Strategy
Tax perks, bigger Roth opportunities, and legacy tools every retiree should understand. Big news: The “Big Beautiful Bill” has officially passed—and for retirees and pre-retirees, it’s a game-changer. This isn’t just a few tweaks to retirement law. It’s a sweeping update that rewards proactive planning, expands Roth access, and unlocks new opportunities to protect your […]
What High-Earners Get Wrong About Roth Conversions in Retirement
A myth-busting deep dive into timing, tax brackets, and legacy impact When it comes to Roth conversions, most high earners either delay too long—or skip the strategy entirely—because of one major misconception:“My tax bracket is too high for a Roth conversion to make sense.” This mindset might seem rational, but in many cases, it’s dead […]
Why Your Retirement Plan Needs a Refresh in 2025 [Hint: It’s Not Just About the Market]
Most people think about retirement in terms of age or account balances. But retirement in 2025 and beyond isn’t just about how much you’ve saved — it’s about how well your plan adapts to today’s fast-changing landscape. Situation: The World Has Changed — Has Your Retirement Plan? Inflation, taxes, and market volatility have reshaped the […]
Best Neighborhoods in Lafayette, LA, for Retirement: Where to Live and Why
Lafayette, LA, offers retirees a unique blend of Southern charm, affordable living, and rich culture. Whether you’re looking for a quiet, peaceful retreat or a lively community with access to cultural events and local amenities, Lafayette has neighborhoods that cater to a variety of lifestyles. Choosing the right neighborhood is a key part of your […]
Understanding Louisiana’s Tax Laws: What Retirees in Lafayette Need to Know in 2025
As a retiree in Lafayette, LA, understanding the state and local tax landscape is crucial for managing your retirement income. Louisiana’s tax laws can differ significantly from other states, and being informed about how taxes will impact your retirement can help you make more strategic financial decisions. Whether you’re new to the state or a […]
How Lafayette’s Local Economy Affects Your Retirement Planning in 2025
As 2025 approaches, many Lafayette residents are focusing on securing their financial future and planning for a comfortable retirement. However, local economic factors in Lafayette, LA, play a significant role in shaping your retirement strategy. Whether you’ve been living in Lafayette for years or you’re new to the area, understanding how Lafayette’s economy affects your […]
New Financial Wins for Louisiana Retirees in 2025
Retirement in Louisiana is looking brighter in 2025—and not just because of the recent LNG win. New financial policies, tax reforms, and investment performance are lining up to benefit retirees across the state, especially those living on fixed incomes or managing long-term retirement plans. Whether you’re already enjoying your golden years or planning ahead, here’s […]
How Lafayette’s Cost of Living Impacts Your Retirement Budget in 2025
When it comes to retirement planning, one of the most important factors to consider is how much money you’ll need to live comfortably. While the national cost of living is often a concern, the cost of living in your local area plays an even more significant role—especially in cities like Lafayette, LA. With its relatively […]
National Hurricane Preparedness Week: How Louisiana Retirees Can Stay Safe—And Financially Ready
As National Hurricane Preparedness Week arrives, there’s no better time to pause and prepare—especially here in Louisiana, where the Gulf Coast’s storms don’t discriminate. Lafayette residents know too well how quickly a calm season can shift into a state of emergency. But for retirees and those approaching retirement, the stakes are uniquely high—not just for […]
Choosing the Best Retirement Financial Strategist in Lafayette, LA: A Comprehensive Guide
Planning for a secure and comfortable retirement is one of the most important financial goals you’ll ever set. However, with so many options and variables to consider, it can feel overwhelming. That’s where a professional retirement financial strategist comes in. If you’re in Lafayette, LA, choosing the right retirement planner who understands both your personal […]
How Louisiana’s $17.5B LNG Energy Win Could Benefit Retirees Across the State
In a landmark moment for Louisiana’s economy and American energy independence, a $17.5 billion liquefied natural gas [LNG] project has officially broken ground—marking the largest foreign investment in Louisiana’s history. While headlines are buzzing with talk of 15,000 construction jobs and thousands more permanent energy sector positions, there’s a vital angle that isn’t being talked […]
Why Having CFPs on Your Retirement Planning Team Is a Game-Changer for Your Financial Future
When planning for retirement, you need more than just a basic financial advisor—you need a team that can deliver elite results. At Matthew James Tax & Wealth Management we’re committed to helping you retire with confidence, and that’s why we prioritize having Certified Financial Planners [CFPs] on our team. But what makes a CFP so […]